Rates

Current Deposit Rates

Effective 2/4/2025

Certificates of Deposit & IRAs

rates_cd_ira table

Minimum balance to open an account and earn interest is $500, except for the 18 Month Variable IRA which has a $100 minimum. Additional deposits can be made to the 18 Month Variable IRA in increments of $50 or more without extending the term. Annual Percentage Yields (APYs) are subject to change without notice. Bank policy requires a substantial penalty for early withdrawal.

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Tiered Savings

rates_tiered_savings table

Minimum balance to open account is $10. You must maintain a checking account with us to open and maintain this account. Annual Percentage Yields (APYs) are subject to change without notice and may change after account is opened.

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Money Market Account

rates_provider_money_market table

Minimum balance to open account is $2,500. Fees could reduce earnings. Annual Percentage Yield (APY) is subject to change without notice and may change after the account is opened.

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Premium Money Market Account

rates_premium_money_market table

Minimum balance to open account is $5,000. Fees could reduce earnings. Annual Percentage Yield (APY) is subject to change without notice and may change after the account is opened.

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Passbook and Statement Savings

rates_passbook_statement_savings table

Minimum balance to open account is $10. Minimum daily balance to earn interest is $50. Fees could reduce earnings. Annual Percentage Yield (APY) is subject to change without notice and may change after the account is opened.

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Interest Checking

rates_checking_w_interest_now table

Minimum balance to open account is $50. Minimum daily balance to earn interest is $500. Fees could reduce earnings. Annual Percentage Yield (APY) is subject to change without notice and may change after the account is opened.

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