Somerset Regal Bank

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FDIC: FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Service Fees

Account Maintenance Fees

Free Regular Checking
No minimum daily balance required No Charge
Interest Checking
Minimum daily balance of $500 or more No Charge
Under $500 during statement cycle $10.00
50+ Interest Checking
No minimum daily balance required No Charge
50+ Regular Checking
No minimum daily balance required No Charge
NJ Consumer Checking
Minimum daily balance required   $1.00
Account maintenance, per month   $3.00
Per check charge
  • first 8                                                                                                                     No Charge
  • thereafter                                                                                                            $0.50
Premium Money Market Account
No minimum daily balance required No Charge
Money Market Account
No minimum daily balance required No Charge
Statement Savings Account
No minimum daily balance required No Charge
Tiered Statement Savings Account
No minimum daily balance required No Charge
Club Accounts - Vacation and Holiday
Early Withdrawal Fee, funds withdrawn prior to maturity $5.00

Other Checking & Savings Account Fees

Checking printing fees vary by the style of checks ordered  
Overdraft/NSF Charge, per item subject to the following limitations:  $34.00
Overdraft/NSF Charge, per item if the amount of the individual item is $35.00 or less  $15.00
Overdraft/NSF Charge if the total amount of your overdrawn balance is $10.00 or less  $0.00
Maximum amount of Overdraft/NSF Charges that may be assessed per day  $102.00
Charge to Return Check for NSF, per item  $34.00
Uncollected Funds, per item returned  $30.00
Stop Payment Charge, per item  $25.00
Deposited Items Returned fee, per item  $12.00
Copy of Check Paid Fee, per check  $5.00
Photocopy of Monthly Statement fee, per statement  $5.00
Interim Statement fee  $5.00
Statement Reconciliation Assistance, per hour  $25.00
(One hour minimum, plus photocopy fees)
Research Fee, per hour  $25.00
(One hour minimum, plus photocopy fees)
Collection Fee (for incoming collection of a Somerset Regal Bank Account)  $25.00
Lost Passbook Fee  $5.00
Copy of a 1099 Form Fee, per form  $6.00
Copy of IRS Tax Form Fee, per form  $6.00
Inactive Account Charge, per month  $6.00
Charge for Legal Process  $60.00
(plus photocopy fee where available)
IRA Transfer Fee  $25.00
Collection of Foreign Items  $8.00
(plus insurance and correspondent fees)
Outgoing Wire Transfer Fee, per domestic wire  $25.00
Lost Safe Deposit Key Fee, 1 key  $5.00
Lost Safe Deposit Key Fee, 2 keys  $80.00
(Requires drilling)
Lost Debit Card Fee $5.00
Copy of Paid Money Order, per item $5.00
Money Order Stop Payment, each $25.00
Bank Check Fee, per check $6.00
Copy of Paid Bank Check, per item $5.00
Bank Check Stop Payment, each $25.00
Foreign Wire Transfer Fee By Quote