Equity Loans

We can help you take advantage of the equity in your home to get the cash you need. If you own your own home and need some cash, a Fixed Rate Home Equity Loan or Home Equity Credit Line is one of the best ways to go. You get a lower rate, you may save money on taxes and you do not pay any closing costs. Plus, you can use the money for just about anything you want. It's easy to apply.

Get the money you need--fast!

Home Equity Credit Line

You want ready access to cash when you need it simply by writing a check. A Home Equity Credit Line may be right for you.

• Borrow at Prime*

• Loan amounts from $20,000 to $500,000

• Interest is usually tax deductible**

• Access your funds by simply writing a check

• Consolidate your bills and lower your monthly payments

• Monthly payments based upon the amount you borrow

• Pay interest only on the amount you use

• No prepayment penalty

• No annual fee

• Use the money for just about anything you want

Rates Apply

Fixed Rate Home Equity Loan

You want to borrow a specific amount of money and take advantage of the equity in your home. You're probably looking for a Home Equity Loan.

• Borrow at a low, fixed interest rate

• Loan amounts from $20,000 up to $500,000

• Interest is usually tax-deductible**

• Security of a fixed rate and term

• Fixed monthly payments for the life of the loan

• Flexible terms to suit your needs

• No prepayment penalty

• Get cash in one up-front payment

• Use the money for just about anything you want

Rates Apply

Free Online Banking and free eStatements are available for all of our loan programs to make managing your loan simple.

*Applies to single family owner-occupied homes in the State of New Jersey.  Rate is variable and subject to change based on the highest Prime Rate as published in the Wall Street Journal on the 15th day of each month and will not exceed 16.90%.  Borrow at Prime for the life of the loan.
**Consult your tax advisor regarding deductibility of interest.
Amount of loan is subject to available equity, income and credit history.  Adequate property insurance is required.