Low and Moderate Income Program
You may qualify for a preferred rate as a low or moderate income home buyer living within our service area. Our Low and Moderate Income Program can save you money. And if you are a first-time homebuyer we offer free mortgage counseling--just call us at 732-560-1700.
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Low rates up to 0.25% off our regular rates
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No points
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Buy with as little as 20% down or refinance your current loan
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Your application fee is refunded at closing
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Certain income limits apply*
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Programs only available in certain areas*
*Low and Moderate Income Program is available for a 1-2 family primary residence purchased or refinanced in Essex, Hudson, Hunterdon, Middlesex, Morris, Somerset and Union counties. Certain income limits apply.
